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FastBack Rewards — 10 Points Is One Cent

A points balance can be purged, and nobody underwrites it
  • HelpMeLogin holds no FastBack Rewards points and runs no portal. This site cannot check a balance, restore purged points or contact Midwest Petroleum Company for anybody.
  • An account unused for 1 year is treated as abandoned. The published wording promises at least 30 days notice first, so an email demanding action today is out of step with the actual rule.
  • Points carry no chargeback. A redeemed dollar of value is gone in a way a card payment is not, and no scheme reverses it.
  • One phone line is published: 1-800-444-0863. A number that arrives in a text about your balance is not that number.
  • Sign in at fastbackrewards.com and nowhere else. The account page sits on the programme's own domain, which makes a lookalike hostname easy to spot.

FastBack Rewards states both halves of its own sum, so the value is settled. "One (1) dollar of merchandise purchased = 10 points earned", and "10 points = $0.01 (1000 points = $1.00)". A point is a tenth of a cent. Ten points a dollar therefore returns one cent on the dollar, which is 1% back. Fuel earns 10 points a gallon, so exactly $0.01 a gallon, whatever fuel costs.

FastBack Rewards FAQ on fastbackrewards.com →The page that publishes the earn rate, the redemption rate and the expiry rule in the programme's own words. HelpMeLogin is not affiliated with Midwest Petroleum Company.

Every account and rewards login guide on this site

What you need

12 items
Earn, verbatim"One (1) dollar of merchandise purchased = 10 points earned. One (1) gallon of fuel purchased = 10 points earned."
Redeem, verbatim"10 points = $0.01 (1000 points = $1.00)"
The arithmetic$1.00 ÷ 1000 points = $0.001 per point
Merchandise return10 points × 0.1c = 1.0 cent per $1, which is 1% back
Fuel return10 points × 0.1c = exactly $0.01 a gallon, at any price
Fuel return at $3.00 a gallon0.33% back
Fuel return at $4.00 a gallon0.25% back. The benefit shrinks as fuel gets dearer
Expiry, verbatim"Points do not have expiration dates, however, if you have not used your account for 1 year or more it will be considered abandoned"
Notice before removal, verbatim"You will receive at least 30 days notice before any points are removed."
Sign-infastbackrewards.com/account.php
Phone1-800-444-0863
Trademark ownerMidwest Petroleum Company; USPTO registration 4856824, serial 86472087

How it works

  1. Read the redemption line before the earn line

    "10 points = $0.01" settles everything. Whatever the earn side says, ten points is one cent, and every comparison against another programme runs through that figure.

  2. Work out what a fill is actually worth

    A gallon earns ten points, which is a penny. Twenty gallons earns twenty cents at $3.00 a gallon and twenty cents at $4.00, because the rate ignores price.

  3. Expect a warning rather than a silent purge

    Points carry no expiry date of their own. An account untouched for 1 year or more is treated as abandoned, and the published rule promises at least 30 days notice before anything is removed.

  4. Sign in on the programme's own domain

    The account page is fastbackrewards.com/account.php and the FAQ carrying the rates is faq.php. Both sit on one domain, which is easy to check.

  5. Call the published line if a balance looks wrong

    1-800-444-0863 is the number Midwest Petroleum Company publishes. Have the account and the store to hand, because a missing transaction is the usual cause.

If something goes wrong

10 points a dollar sounded like a lot

Cause
Points per dollar is not a rate of return
Fix
Those ten points are one cent. The generous-looking number and the money it represents move independently, and only the redemption line tells you which is which.

My fuel earnings barely moved

Cause
Fuel pays by the gallon
Fix
A gallon earns 10 points, or one cent, whatever it cost. That is 0.33% back on a $3.00 gallon, dropping to 0.25% on a $4.00 one.

My points were purged

Cause
The account was treated as abandoned
Fix
An account unused for 1 year or more falls under that rule. At least 30 days notice is promised beforehand, so check the address on file as well as the balance.

I was told points expire on a date

Cause
They do not
Fix
The published wording is explicit that points have no expiration dates. Only inactivity triggers removal, and only after a year and a notice period.

I cannot find the login page

Cause
It sits on the programme's own domain
Fix
fastbackrewards.com/account.php is the account page and faq.php carries the rates. Neither hands you to an outside portal.

What’s fixed, and what actually varies

Nothing in this programme moves with the market. That sounds reassuring and works against a member every time prices rise.

Fixed

  • 10 points per $1 of merchandise
  • 10 points per gallon of fuel
  • 1000 points = $1.00, so a point is $0.001
  • Merchandise returns 1% and fuel returns a flat cent a gallon
  • An account unused for 1 year or more is treated as abandoned
  • At least 30 days notice is promised before points are removed

Varies

  • The pump price, which decides what that flat cent is worth as a percentage
  • How much of your spending is merchandise rather than fuel
  • Whether the account is touched inside the 1-year window

Read the FAQ on the programme's own site rather than a summary. The earn line, the redemption line and the abandonment rule are quoted there in full.

How compares

Two of these three advertise ten points per dollar. They are not worth the same, and neither is close to the third.

ChainEarnWhat one point is worthReturn per dollar spent
FastBack Rewards10 points per $1 of merchandise0.1 cents1.0 cent, which is 1% back
fas REWARDS10 points per $1 in store0.2 cents2.0 cents, which is 2% back
Ranch Rewards1 point per $15.0 cents5.0 cents, which is 5% back

Every value is divided out of each programme's own published wording, read on 8 September 2026.

Identical headlines, different money. Ten FastBack points and ten fas REWARDS points look the same on a receipt and one is worth half the other, while Pizza Ranch's single point beats fifty of these.

Ten points is a penny, and the trap is that it sounds like ten

Midwest Petroleum Company publishes the whole of its arithmetic on one FAQ page, which is unusually straightforward of it. Earning: "One (1) dollar of merchandise purchased = 10 points earned. One (1) gallon of fuel purchased = 10 points earned." Redeeming: "10 points = $0.01 (1000 points = $1.00)". Divide $1.00 by 1000 and a point comes out at $0.001, a tenth of a cent.

That is where the confusion starts. The headline reads like a rich programme and is not. Since ten points is a penny, a dollar spent on merchandise returns one cent, and the scheme pays 1% back. A member who compares this against a programme offering one point per dollar will assume they are ten times better off. Over at Pizza Ranch a point is worth five cents, so one of theirs beats fifty of these outright and a dollar spent returns five times as much.

The fuel side has a quieter problem. A gallon earns ten points, which is exactly one cent, and that figure is fixed. It does not track the pump. Fill up when a gallon costs $3.00 and the return is 0.33%. Make it $4.00 and the same cent is 0.25%. The benefit therefore shrinks precisely when fuel is hurting most, which is the reverse of what a driver signing up for a fuel rewards card expects to happen.

Set against those two findings, the expiry rule is generous, and it deserves saying so. "Points do not have expiration dates," the FAQ states, "however, if you have not used your account for 1 year or more it will be considered abandoned and any unused points will be purged from the system. You will receive at least 30 days notice before any points are removed." A full year of grace and a warning before anything goes is materially kinder than the 90-day inactivity wipe at fas REWARDS, and the promised notice is rare enough to be worth quoting rather than paraphrasing.

The name is a registered trademark of Midwest Petroleum Company, USPTO registration 4856824 under serial 86472087. One phone line is published, 1-800-444-0863.

Questions people ask

What is a FastBack Rewards point worth?

A tenth of a cent. The programme states "10 points = $0.01 (1000 points = $1.00)", so $1.00 divided by 1000 points gives $0.001.

How much do I get back on merchandise?

1%. Each dollar earns ten points at 0.1 cents apiece, which is one cent on the dollar.

How much do I get back on fuel?

Exactly one cent a gallon. That is 0.33% at $3.00 a gallon and 0.25% at $4.00, because the rate ignores price entirely.

Do FastBack Rewards points expire?

Not on a date. An account unused for 1 year or more is treated as abandoned and the points are purged, with at least 30 days notice promised first.

Is 10 points per dollar better than 1 point per dollar elsewhere?

Usually the opposite. Ranch Rewards pays 5 cents a point against 0.1 cents here, so a single point there beats fifty of these.

What is the FastBack Rewards phone number?

1-800-444-0863, published by Midwest Petroleum Company. No other line appears on the programme's own pages.

HelpMeLogin is an independent informational site, not affiliated with, sponsored by or endorsed by FastBack Rewards or Midwest Petroleum Company. Earn rates, redemption rates and account rules are set by the operator and change without notice.